Xổ số miền bắc 2In the United States, people live an average of 20 years after retirement. The three most common options to save for retirement are:
- Retirement Plans offered by an employer
- Savings and Investments
- Social Security
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How Do Benefits Work and How Can I Qualify?
While you work, you pay Social Security taxes. This tax money goes into a trust fund that pays benefits to:
Xổ số miền bắc 2Those who are currently retired
Xổ số miền bắc 2To people with disabilities
To the surviving spouses and children of workers who have died
Each year you work, you’ll get credits to help you become eligible for benefits when it’s time for you to retire. Find all the benefits .
There are four main types of benefits that the SSA offers:
How to Open a “my Social Security” Account
If you receive or will receive Social Security benefits, you may want to open a . This online account is a service from the SSA that allows you to keep track of and manage your SSA benefits. You can also make changes to your Social Security record.
How to Find More Help
If you have specific questions about your Social Security benefits, you can:
Review the .
Xổ số miền bắc 2Get if you're experiencing a problem with your pension plan.
Xổ số miền bắc 2Find out whether your .
For questions or complaints about your plan, contact your human resources office. Or contact the near you.
Federal Insurance for Private Pensions
If your company runs into financial problems, you're likely to still get your pension.
Insures most These are plans that typically pay a certain amount each month after you retire.
Covers most Those are defined-benefit pensions that allow you to take a lump-sum distribution.
Is Your Pension Insured?
Xổ số miền bắc 2Search PBGC's database of .
Xổ số miền bắc 2If your plan is insured and it ends without enough money to pay all benefits, PBGC steps in. PBGC will pay you the money you’re owed, up to .
To learn more about PBGC-insured pensions, view these .
Find an Unclaimed Pension
More than 38 million people in the U.S. haven’t claimed pension benefits they have earned. Find out if you, or someone you know, is .Xổ số miền bắc 2 .
Federal Employee Retirement Planning and Management
OPM has information to help you:
Find answers to
Thrift Savings Plan for Current Employees
As a current federal employee, you can contribute to the . The TSP offers the same types of savings and tax benefits as a 401(k) plan.
Retirement Credit for Military Service
Military service does not automatically count toward civil service retirement. To , you must pay a deposit.
Federal Taxes on Government Pensions
Xổ số miền bắc 2Your pension or annuity payment may be taxable. Find out with the
Survivors of Federal Employees and Retirees
If you’re the survivor of a federal employee or retiree, you may qualify for . Visit the OPM website to .Xổ số miền bắc 2 and .
If you have a spouse or partner, will they retire when you do?
Where do you plan to live when you retire? Will you downsize, rent, or own your home?
Do you expect to work part-time?
Will you have the same medical insurance you had while working? Will your insurance coverage change?
Xổ số miền bắc 2Do you want to travel or pursue a costly, new hobby?
Tools to Help You Prepare for Retirement
To begin planning for your retirement:
Get tips for building your retirement savings in the Department of Labor’s (DOL) .
Use a to find out the best age to claim your Social Security benefits.
Xổ số miền bắc 2Compare the pros and cons of receiving.
Xổ số miền bắc 2Social Security pays benefits that are generally equal to about 40 percent of your pre-retirement earnings. The Social Security Administration helps you .
Learn from how you can boost your retirement savings.
Xổ số miền bắc 2If you have a financial advisor, talk to them about your plans.
Do you have a question?
Xổ số miền bắc 2 Ask a real person any government-related question for free. They'll get you the answer or let you know where to find it.
Xổ số miền bắc 2Last Updated: September 23, 2020